Your Life and Disability insurance comes with additional services such as funeral planning & concierge services, estate guidance, travel assistance along with other valuable services all at no cost.
Click here to view additional services that come with your insurance plan
Novant Health provides 1 X your base pay in life insurance at no cost to the employee. Maximum coverage amount is $1 million.
Click here to view the basic life insurance summary
Additional Supplemental Life insurance can be purchased in the following increments 1 x base pay, 2 x base pay or 3 X base pay or 4 X base pay. The maximum amount of supplemental life insurance is $500,000.
Supplemental life insurance is guaranteed issue if elected within the first 31 days of eligibility. Electing outside of your initial eligibility window will require evidence of insurability.
Life insurance coverage is also provided for your spouse and children.
Click here to view the voluntary supplemental life insurance summary
Novant Health offers short term disability which pays a benefit of 60% of your base pay, up to $1,500 per week. You can select the 30 day waiting period or 15 day waiting period. Short term disability is guaranteed issue if elected within the first 31 days of eligibility. Electing outside of your initial eligibility window will require evidence of insurability.
Novant Health provides long term disability at no cost to you. The plan pays a benefit of 60% of your base pay, after a 90 day waiting period, with a maximum benefit of $15,000 per month.
Click here to view short-term disability summary
Click here to view long-term disability summary
Accidental Death and Dismemberment coverage is available as employee only or family coverage. Coverage options range from $25,000 to $500,000. AD&D coverage is guaranteed issue and not subject to evidence of insurability.
Click here to view AD & D summary