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Income protection

Careers Benefits Income protection

Life Insurance

Novant Health provides 1 X your base pay in life insurance at no cost to the employee. Maximum coverage amount is $1.5 million.

Additional Supplemental Life insurance can be purchased in the following increments 1 x pay, 2 x pay or 3 X pay. The maximum amount of Supplemental Life insurance is $400,000. Supplemental Life Insurance is guaranteed issue if elected within the first 30 days of eligibility. Electing outside of your initial eligibility window will require evidence of insurability.

Life insurance coverage is also provided for your spouse and children.

Disability

Novant Health offers short term disability which pays a benefit of 60% of your base pay, up to $1,500 per week. You can select the 30 day waiting period or 15 day waiting period. Short Term Disability is guaranteed issue if elected within the first 30 days of eligibility. Electing outside of your initial eligibility window will require evidence of insurability.

Novant Health provides Long Term Disability at no cost to you after your first year of employment. During your first year of employment the coverage is voluntary. There is a benefit of 60% of your base pay, after a 90 day waiting period, with a maximum benefit of $15,000 per month.

AD&D

Accidental Death and Dismemberment coverage is available as employee only or family coverage. Coverage options range from $25,000 to $500,000. AD&D coverage is guaranteed issue and not subject to evidence of insurability.

PTO

Novant Health Primary Accrual Schedule

 Accrual Based on 40‐Hour Work Week
 Months of Service  Bi‐Weekly Accrual  Hourly Accrual Rate   Annual Number of Hours 
 0 ‐ 23  8.00  0.100000  208.00
 24 ‐ 59  8.62  0.107750  224.12
 60 ‐ 95  8.93  0.111625  232.18
 96 ‐ 131  9.24  0.115500  240.24
 132 ‐ 167  9.85  0.123125  256.10
 168 ‐ 239  10.16  0.127000  264.16
 240 ‐ 299  10.47  0.130875  272.22
 300 or more  10.77  0.134625  280.02